A ballpark idea of how much long term care insurance will cost.
Often the first thing people want to know about long term care insurance is "how much does it cost?"
The cost of care will be based on where you live and will be a factor in how much insurance is needed. It cost more for care in New York City than it does in Omaha.
To get an idea of what it would for insurance look at your age in the chart below. The chart shows the rate for a single person. If you are married, have a partner see Discounts below.
The premiums shown are based on a basic policy with average benefits. You can choose entirely different benefits than the sample shown when you get a personalized quote.
- C = 3% Compound Inflation
Couples discount if two apply and two are approved. If one spouse is applying or one spouse is approved the approved spouse may get a partial couples discount (not offered by all companies). The couples discount also can apply to domestic partners and those of same generation who share expenses for at least 3 years.
Class 1, 2, Standard, Preferred.
Preferred health discount 10%, eligibility determined by underwriter.
For couples Shared Benefits and/or the Survivorship Benefit.
Home Care Elimination Period Waiver
You can email us or call if you have questions.
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