Quick Quote

A ballpark idea of how much long term care insurance will cost.

Often the first thing people want to know about long term care insurance is "how much does it cost?"

The cost of care will be based on where you live and will be a factor in how much insurance is needed. It cost more for care in New York City than it does in Omaha.

To get an idea of what it would for insurance look at your age in the chart below. The chart shows the rate for a single person. If you are married, have a partner see Discounts below.

The premiums shown are based on a basic policy with average benefits. You can choose entirely different benefits than the sample shown when you get a personalized quote.

SAMPLE PLAN:
Single Person Rate
Daily Benefit Pay Out: $150 a day
Benefit Period: 3 year
Elimination Period: 90 day
Health Rate: Standard
Inflation Protection: type indicated
No discounts.
No riders.

Premiums may be different for your specific age, health, benefits, marital status, or state of residence.

Age - C = 3% Compound Inflation Protection
Age - X = No Inflation Protection

Monthly Premium
Age
40 C
45 C
50 C
55 C
60 C
65 C
70 X
75 X
125
151
159
191
235
302
256
469
.
Annual Premium
Age
40 C
45 C
50 C
55 C
60 C
65 C
70 X
75 X
1650
1725
1800
2175
2686
3451
2926
5356

 

 

Discounts
Couples discount if two apply and two are approved. If one spouse is applying or one spouse is approved the approved spouse may get a partial couples discount (not offered by all companies). The couples discount also can apply to domestic partners and those of same generation who share expenses for at least 3 years.

Health Ratings
Class 1, 2, Standard, Preferred.
Preferred health discount 10%, eligibility determined by underwriter.

Popular Options
For couples Shared Benefits and/or the Survivorship Benefit.
Home Care Elimination Period Waiver


You can email us or call if you have questions.

Call Toll Free: 1-888-582-2464
Monday - Saturday 10-4 PST

 

Free LTC Insurance Quote

 

 


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